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Table 1 Health insurance schemes under the NHIF

From: Examining purchasing reforms towards universal health coverage by the National Hospital Insurance Fund in Kenya

Type of schemePremium contributionPopulation covered
Civil servants schemea [13, 14]Mandatory/automaticCivil servants in the national and county governments, their declared spouse and up to 5 children of up to 21 years of age or 25 years if enrolled in fulltime formal education [13, 14]
County government schemea [15]Mandatory/automaticEmployees of County governments that have contract arrangements with the NHIF, their declared spouse and up to 5 children of up to 21 years of age or 25 years if enrolled in fulltime formal education [16]
Parastatal/ private company schemesa [15]Mandatory/automaticEmployees of parastatals or private firms that have contract arrangements with NHIF, their declared spouse and up to 5 children of up to 21 years of age or 25 years if enrolled in fulltime formal education [16]
National police and Kenya Prisonsa [17, 18]Mandatory/automaticKenya Police Force, Administration police, officers in the Criminal Investigations Department, prisons and other security related officers, their declared spouse and up to 5 children up to 21 years of age or 25 years if enrolled in fulltime formal education [16]
Secondary schools’ scheme [EduAfya] [12, 19, 20]Mandatory/automaticAll students in public secondary schools in Kenya
National scheme [21]-Mandatory for formal sector workers,
-Voluntary for informal sector workers
Any person who is a resident of the republic of Kenya, who is self-employed or in the informal sector, their declared spouse (s) and children up to the age of 18 years
Health Insurance Subsidy for the Poor [HISP] Scheme [22]Mandatory/automaticHouseholds with orphans and vulnerable children; poor elderly; and/ or persons, persons with disabilities and destitute families
Linda Mama Free maternity scheme [15]Mandatory/automaticAll pregnant women who are Kenyan Citizens
  1. a The civil servants scheme, the national police and prisons service scheme, the county government schemes, and the parastatal/ private company schemes form the enhanced benefits schemes because they offer comprehensive medical insurance covers [16].